Do you offer financing?

We offer financing options through , powered by .
Interest rates range from 0% to 32% APR, depending on eligibility.
Please note that financing is only available for purchases made under a personal name; business names are not eligible at this time.

How Monthly Payments Work

When you choose a monthly installment plan at checkout, you are applying for financing through Affirm. If approved, your purchase will be divided into smaller, scheduled payments. You also have the option to pay off your loan early at any time without penalties.

After selecting Shop Pay Installments, your application will be reviewed by Affirm. You will receive an email from Affirm (shoppay@shop.affirm.com) at the email address associated with your Shop Pay account, notifying you of your approval status.

Eligibility & Payment Options

• Purchases between $35 CAD and $30,000 CAD are eligible for Shop Pay Installments.
  
  
• Customers can choose to split payments into:
  
  
• 2 or 4 bi-weekly payments (interest-free, no additional charges), or
• Monthly installments, which may be subject to interest.

Annual Percentage Rate (APR) is determined based on creditworthiness and subject to an eligibility check. Not all customers will qualify for 0% APR.

Example

An $800 purchase could be structured as:

• 12 monthly payments of $72.21 at 15% APR, or
  
  
• 4 interest-free payments of $200 every two weeks.